Before we start…I did a similar recap on Aug 28th (90days in)…its worth reading before this one…and now you can see how the last 30 days have been even better.
Money Matters
Looking at my stock recommendations over the past four months, the results have been exceptional. My average return sits at 22% (in just the last 120 days!!) across 20 picks, with some individual positions up 42% (Palantir), 85% (Grail), and 45% (UnitedHealthcare on the second recommendation). If you invested only $1,000 in each recommendation, you’d be sitting on $24,480 right now from a $20,000 investment. How many other SubStacks are making you money :)
But here’s the uncomfortable truth: paper gains aren’t real until you lock them in. I learned this lesson the hard way with Grail earlier this year. I watched it run from $35 to $64, thought it could only go higher, and rode it all the way back down to the high $20s without selling a single share. Those weren’t losses…they were gains I never captured.
The challenge every investor faces is knowing when to take profits. Sell too early and you leave money on the table. Hold too long and you watch your gains evaporate. This is especially critical right now because the market is expensive, momentum is strong, and we’re heading into year-end tax loss selling season where big funds will start taking profits.
The solution isn’t trying to time the perfect exit. It’s using mechanical strategies that protect your downside while letting winners continue running. The most effective tool for this is the trailing stop loss.
Below is a chart showing each stock recommendation, the date recommended and the price at the time of recommendation…versus Current stock price and performance…… I did a similar recap on Aug 28 if you would like to revisit that post…same stocks.
***Since Aug 28 I have recommended mostly to stay away from any new names…minus Goldman Sachs. But I wanted to do a month over month update for comparison, so I omitted any new recommendations from this chart.
Action Steps
Understand How Trailing Stops Work
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